The global automotive insurance industry is undergoing an impressive transformation as digitalization, connectivity, and data-driven models reshape how insurance is designed, delivered, and experienced. Traditional static policies are giving way to dynamic, usage-based, and behavior-based products that reflect real-world driving habits, enabled by the rapid adoption of telematics, Internet of Things (IoT), AI, and advanced analytics.

This analysis explores how digital innovation is redefining automotive insurance. It covers the evolution of core technologies and connected services, from first notice of loss (FNOL) and automated claims processing to real-time accident detection, fraud prevention, embedded insurance, and personalized premiums.

• What are the key megatrends and adoption dynamics across the world impacting future growth potential?
• How are telematics providers, OEMs, software vendors, mobility platforms, insurers, and regulators adapting their growth strategies according to major shifts in the automotive insurance landscape?
• Which regulatory developments, competitive strategies, and collaboration models are shaping the growth curve of the automotive Insurtech space?